What Happens If Lyft Driver Gets Involved in an Auto Accident?
Lyft drivers make life convenient so easy for their passengers.
Passengers are more relaxed because they don’t have the stress of driving to places or looking for parking spaces. And most importantly, they end up with valuable free time, which they can spend doing something else while traveling.
However, like any driver, there is always the possibility of Lyft drivers getting involved in auto accidents. According to a study, rideshare services like Lyft and Uber have led to a 3% increase in overall car accidents and fatalities.
So a Lyft driver should know what to do next and how they will be protected if involved in an auto accident. While your auto accident attorney in Burbank will help, it’s better if you, a Lyft driver, know what to do and your legal rights.
What to Do If You, a Lyft Driver, Are Involved in Auto Accident?
1. Stop Immediately
It’s never a great idea to flee the scene of an auto accident. It’s even worse if the accident involves someone else – like another driver or passenger. You need to stop as soon as it’s safe to do so, even if the accident happens while waiting for passengers.
2. Call 911
Calling 911 first is the best way to get help for anyone injured in the accident.
3. Call Lyft
Call your company to let them know what has happened once the police or emergency medical technicians arrive on the scene. You can also call your insurer if you have one.
4. Get Legal Help: Auto Accident Attorney Burbank
Drivers can sometimes pursue compensation for harm done without getting assistance from an attorney. However, in most cases, you will need professional legal help to ensure you are covered completely.
5. Get Medical Help
Get medical help if you got injured in an auto accident. Even if you don’t feel you were injured, it’s better to undergo a medical examination. Sometimes internal injuries manifest later on, which can prove detrimental to your lawsuit.
As you can see, Lyft drivers who get involved in an auto accident have lots of help available. You need to know what to do. And perhaps consult your Burbank auto accident lawyer to help you claim.
Types of Insurance Coverage Offered by Lyft
Here are the types of insurance coverage Lyft offers to their drivers:
Contingent Collision Coverage
This coverage pays for the Lyft driver’s vehicle damage if their personal insurance has collision coverage. The coverage is applicable no matter if the driver was at fault or not for the accident.
Contingent Liability Coverage
Lyft’s comprehensive coverage covers non-collision vehicular damage as long as the Lyft driver’s personal insurance offers comprehensive coverage. As above, this coverage is applicable regardless of who is at fault.
Uninsured/Underinsured Auto Coverage
This coverage applies to both the Lyft driver and passengers if hit by an at-fault uninsured or underinsured motorist.
Lyft Auto Insurance Policy
A Lyft driver’s personal auto insurance policy pays if they get into an at-fault accident while working.
When Lyft’s Coverage Does Not Apply
Lyft insurance coverage is not applicable for drivers who were offline on the app when the accident occurred. It is because even if the driver was recently online, Lyft considers that it was a case of personal driving. This coverage may not apply in some situations, like when passengers are in the vehicle.
There are so many scenarios and conditions at stake if Lyft drivers get involved in an accident. A Burbank auto accident attorney is the best person to guide and help you out if you fall into this predicament.